Personal Fraud

What personal financial information should I protect and how can I keep it safe?

Fraudsters can target you at home, and will even rummage through your rubbish to get to your finances. By knowing some simple ways to safeguard your information, you can stop the criminals.

Personal information and safe disposal - Better to shred

Make sure you don't make it easy for the criminals, destroy household utility bills, bank statements and credit card bills safely.

All sorts of mail contain information you would not necessarily want to share with a stranger.

Criminals have in the past used card details to make purchases on the telephone or via the internet.
 Placing bills in clear rubbish sacks as provided by many local authorise for recycling then placing the bags on the pavement may give an insight into all your finances.
• Don't leave sensitive information around for prying eyes.
• Office life can be busy with lots of people having access to your work area protect your personal information.
• Consider a paper shredder to help keep your finances private.

Chip and pin

Make sure you don't make it easy for the criminals, destroy household utility bills , bank statements and credit card bills safely. All sorts of mail contains information you would not necessarily want to share with a stranger. Criminals have in the past used card details to make purchases on the telephone or via the internet.
• Placing bills in clear rubbish sacks as provided by many local authorise for recycling then placing the bags on the pavement may give an insight into all your finances.
• Don't leave sensitive information around for prying eyes.
• Office life can be busy with lots of people having access to your work area protect your personal information.
• Consider a paper shredder to help keep your finances private.

Checking your bank statement and non-arrival of post

When you receive your bank statement take a few moments to check through your monthly transactions if you're not happy and spot anything unusual or suspicious contact the bank direct to establish fraud at an early stage.

If your expecting correspondence from your bank and it doesn't arrive contact the bank immediately to inform them of your concerns.


Third parties and your bank account

To open a bank account is a fairly simple process and the high streets have a number of companies that will cash cheques for the individual willing to pay their commission. So if you are asked to have money paid into your bank account by a friend, acquaintance or colleague question why your account is needed.
• Don't place yourself in a compromising position.
• To receive stolen funds is an offence and you may make yourself liable for prosecution, to retain a wrongful credit is an offence punishable by imprisonment.
• If in doubt don't allow your account to be used. Seek advice from your bank and contact your local Police Force.

Identity Theft - Don't become a victim

 Theft Identity Guidance document